Basic Checkbook

Your bank shows what cleared. Checkbook shows what’s real.

Log every dollar as you spend it, across checking, savings, credit cards, and brokerage. Your running balance stays true, and nothing connects to your bank.

Your bank shows
$16,228.32
Not cleared yet 7 items
−$446.62
Your real balance
$15,781.70
Accounts
Checking...4821
Current Balance
$15,781.70
Transaction CheckTransfer
Transactions2026
  • 9/25John's Landscaping#1043 : Lawn care$200.00
  • 9/24ChipotleLunch$14.85
  • 9/23Shell Gas StationGas fill-up$52.10
  • 9/22Trader Joe'sGroceries$78.45
  • 9/21AmazonPhone case$29.99
  • 9/20ATM WithdrawalCash$60.00
  • 9/20WawaSnacks and coffee$11.23
  • 9/18Employer - Direct DepositBi-weekly paycheck$3,200.00
  • 9/17Spotify$10.99
  • 9/16Netflix$15.49
  • 9/15Transfer to Savings$500.00
  • 9/15Apple.comiCloud+ storage$14.99
  • 9/14Venmo - Mike S.Split dinner$45.00
  • 9/12PA Dept of Revenue#1042 : Quarterly estimated tax$350.00
  • 9/11Amazon RefundReturned item$22.50
  • 9/10Uber EatsDinner delivery$34.20
  • 9/9CostcoWeekly groceries$187.64

Tap Uncleared, All, and Cleared.

Accounts
Checking...4821
Current Balance
$15,781.70
Transaction CheckTransfer
Transactions2026
  • 9/25John's Landscaping#1043 : Lawn care$200.00
  • 9/24ChipotleLunch$14.85
  • 9/23Shell Gas StationGas fill-up$52.10
  • 9/22Trader Joe'sGroceries$78.45
  • 9/21AmazonPhone case$29.99
  • 9/20ATM WithdrawalCash$60.00
  • 9/20WawaSnacks and coffee$11.23
  • 9/18Employer - Direct DepositBi-weekly paycheck$3,200.00
  • 9/17Spotify$10.99
  • 9/16Netflix$15.49
  • 9/15Transfer to Savings$500.00
  • 9/15Apple.comiCloud+ storage$14.99
  • 9/14Venmo - Mike S.Split dinner$45.00
  • 9/12PA Dept of Revenue#1042 : Quarterly estimated tax$350.00
  • 9/11Amazon RefundReturned item$22.50
  • 9/10Uber EatsDinner delivery$34.20
  • 9/9CostcoWeekly groceries$187.64
Log it

Every dollar, as you spend it.

Purchases, deposits, bills, withdrawals, checks, credits, and transfers. Start typing a payee you’ve used before and Checkbook offers the rest. Add a tag, tap Done, and the balance is right before your phone is back in your pocket.

It suggests your next check number. Quick Add on your home screen opens straight to a new entry, and Siri can log one hands-free.

Reconcile

Balance it to the penny.

Enter your statement’s ending balance and closing date, then tick what matches. The difference counts down as you go and turns green at zero.

Quick Reconcile skips the setup: tick items cleared right in the register.

Try it: tick Employer, Spotify, and Netflix.

Reconcile
STATEMENT
$16,228.32
CLEARED
$13,054.80
Difference$3,173.52 Reconciled
  • 9/18Employer - Direct DepositBi-weekly paycheck$3,200.00
  • 9/17Spotify$10.99
  • 9/16Netflix$15.49
  • 9/15Transfer to Savings$500.00
  • 9/15Apple.comiCloud+ storage$14.99
  • 9/14Venmo - Mike S.Split dinner$45.00
  • 9/12PA Dept of Revenue#1042 : Quarterly estimated tax$350.00
  • 9/11Amazon RefundReturned item$22.50
  • 9/10Uber EatsDinner delivery$34.20
  • 9/9CostcoWeekly groceries$187.64
Done
Edit
Your Accounts
Add Account
  • Checking...4821Personal Checking $15,781.70
  • Savings...7733Emergency Fund $17,611.59
  • Checking...1156Joint Household $7,367.49
  • Credit...9012Sapphire Card $643.82
  • Brokerage...3049Fidelity Brokerage $18,865.00
Accounts

Every account, one list.

Checking, savings, credit cards, and brokerage, each with its own balance, logo, and currency. The total at the top subtracts what you owe on your cards.

Cards show what you owe, the credit you have left, your APR, and the day payment is due. Swipe any account right to make it a favorite.

Tap a chip to filter. Tap the total to see every account, month by month. Premium

Look ahead

Next month, already penciled in.

Schedule rent, paychecks, and bills, including twice a month on two exact dates, and get a reminder before each one posts.

Projected balance plays them forward, along with repeat charges it spots in your last 90 days, like Netflix and Spotify. Tap a detected one to keep it. Premium

Switch between 30 and 90 days.

Personal CheckingProjected Balance
Today
$15,781.70
Oct 26
$19,715.23
+$3,933.53 over 30 days
Balance Over Time
Upcoming7 postings
  • 10/1Rent PaymentBalance: $13,931.70-$1,850.00
  • 10/2PaycheckBalance: $17,131.70+$3,200.00
  • 10/5Verizon WirelessBalance: $17,041.71-$89.99
  • 10/15Transfer to SavingsBalance: $16,541.71-$500.00
  • 10/16NetflixDetected~30-day cycle · 3 past occurrences · tap to add-$15.49
  • 10/16PaycheckBalance: $19,726.22+$3,200.00
Today
$15,781.70
Dec 25
$30,782.29
+$15,000.59 over 90 days
Balance Over Time
Upcoming22 postings
  • 10/1Rent PaymentBalance: $13,931.70-$1,850.00
  • 10/2PaycheckBalance: $17,131.70+$3,200.00
  • 10/5Verizon WirelessBalance: $17,041.71-$89.99
  • 10/15Transfer to SavingsBalance: $16,541.71-$500.00
  • 10/16NetflixDetected~30-day cycle · 3 past occurrences · tap to add-$15.49
  • 10/16PaycheckBalance: $19,726.22+$3,200.00
Today
$15,781.70
Oct 26
$19,715.23
+$3,933.53 over 30 days
Balance Over Time
Upcoming7 postings
  • 10/1Rent PaymentBalance: $13,931.70-$1,850.00
  • 10/2PaycheckBalance: $17,131.70+$3,200.00
  • 10/5Verizon WirelessBalance: $17,041.71-$89.99
  • 10/15Transfer to SavingsBalance: $16,541.71-$500.00
  • 10/16NetflixDetected~30-day cycle · 3 past occurrences · tap to add-$15.49
  • 10/16PaycheckBalance: $19,726.22+$3,200.00
Accounts
Checking...4821
Current Balance
$15,781.70
Transaction CheckTransfer
Transactions2026
  • 9/25John's Landscaping#1043 : Lawn care$200.00
  • 9/24ChipotleLunch$14.85
  • 9/23Shell Gas StationGas fill-up$52.10
  • 9/22Trader Joe'sGroceries$78.45
  • 9/21AmazonPhone case$29.99
  • 9/20ATM WithdrawalCash$60.00
  • 9/20WawaSnacks and coffee$11.23
  • 9/18Employer - Direct DepositBi-weekly paycheck$3,200.00
  • 9/17Spotify$10.99
  • 9/16Netflix$15.49
  • 9/15Transfer to Savings$500.00
  • 9/15Apple.comiCloud+ storage$14.99
  • 9/14Venmo - Mike S.Split dinner$45.00
  • 9/12PA Dept of Revenue#1042 : Quarterly estimated tax$350.00
  • 9/11Amazon RefundReturned item$22.50
  • 9/10Uber EatsDinner delivery$34.20
  • 9/9CostcoWeekly groceries$187.64
Make it yours

Your register, your colors.

Nine color packs, from quiet Paper to Stealth, and home-screen icons to match. System is free; the other eight come with Premium.

Private

Nothing to connect, nothing on our servers.

Checkbook never asks for a bank login and never reads your transactions. Your register lives on your devices and in your own iCloud, behind Face ID, Touch ID, or a passcode you can reset.

Back up the whole register to a file whenever you like, and restore it anytime.

Edit
Your Accounts
Add Account
  • Checking...4821Personal Checking $15,781.70
  • Savings...7733Emergency Fund $17,611.59
  • Checking...1156Joint Household $7,367.49
  • Credit...9012Sapphire Card $643.82
  • Brokerage...3049Fidelity Brokerage $18,865.00
Enter Passcode
Use Face ID
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Pricing

Free does the real work.

One account, unlimited transactions, and every tool that keeps your balance honest. Premium adds room for more accounts and a longer view.

Free

$0

Forever, no trial clock.

  • One account with unlimited transactions
  • Your true running balance, and the amount still uncleared
  • Quick Reconcile and the guided statement Reconcile
  • Scheduled bills and paychecks, with reminders
  • The month at a glance: money in, money out, your net
  • Quick Add widget, Siri, Shortcuts, and Spotlight
  • Scan a check or receipt to fill in the details
  • iCloud sync, and backups to a file
  • Face ID, Touch ID, or a passcode

Premium

$23.99a year
$59.99once, never renews

Everything in Free, plus:

  • Unlimited accounts
  • Your accounts over time, month by month
  • Projected balance
  • Payoff plan for any credit card
  • Receipt photos on the transactions they belong to
  • Spending analytics, budgets, and period comparisons
  • Full Monthly Recap, and any month as a PDF
  • Bank-style PDF statements for any date range
  • CSV import and export
  • Color packs and home-screen app icons
Download on the App Store

Prices in US dollars. The yearly plan works with Family Sharing; Lifetime covers one person.

Everything else

The rest of the register.

Log

  • Purchases, deposits, bills, withdrawals, checks, credits, and transfers
  • Your next check number, suggested
  • Payees you have used before, one tap away
  • As many tags as you like per transaction
  • Void a check and keep it on the record

Balance

  • A running balance on every row
  • Mark items cleared one at a time
  • Filter by type or status
  • Search by payee, amount, memo, or tag
  • Last reconciled balance and date, kept on the account

Plan

  • Repeat weekly, every two weeks, monthly, quarterly, or yearly
  • Twice a month on two exact dates, like the 1st and the 15th
  • Reminders on the day, or up to a week before
  • Savings interest that posts on the day you choose

Cards and investments

  • What you owe, the credit left, your APR, and the due day
  • A projected interest charge you accept, adjust, or skip
  • Brokerage, 401(k), and IRA tracked by value, with your return
  • A different currency on any account

Keep it

  • Sync across your devices through your own iCloud
  • Back up the whole register to a file, restore it anytime
  • A passcode you can reset if you forget it
  • Your bank's logo on each account
Version 8.1

What’s new.

All updates
  1. 01

    Favorites

    Swipe an account to the right to add it to your favorites. A Favorites chip then leads the filter bar. Up to four.

  2. 02

    A plain list, if you prefer

    Settings has a new Filter Accounts switch that turns the chips off.

  3. 03

    Tidier deletes

    Deleting an account now also clears the reminders for its scheduled transactions.